 |
| Certificates of Deposit 5/8/2023 |
| Term | Dividend
Rate
|
Annual
Percentage
Yield
|
| $1,000 Minimum Balance |
| 6 Month | 2.75% |
2.778% |
| 12 Month | 3.00% |
3.034% |
| 18 Month | 3.25% |
3.290% |
| 24 Month | 3.50% |
3.546% |
| 25 Month (Retain Account Only) | 3.75% |
3.803% |
| 36 Month |
4.00% |
4.060% |
| 48 Month |
4.25% |
4.318% |
| 60 Month |
4.50% |
4.577% |
All rates subject to change without notice. All published rates subject to change without notice.
Early withdrawal penalties apply. Terms and Conditions apply. *APY: Annual percentage Yield.
| Rates Effective 5/8/2023 | | Account Rates and Terms | | Account | Minimum | Fee | Dollar Amount & *APR | **APY | | Regular Shares | $25.00
Member
Share | $0.00 | $250-2,999.99 / .05% |
.050% | | $3,000-19,999 / .05% |
.050% | | $20,000 -49,999 / .05% |
.050% | | $50,001+ / .05% |
.050% | | Money Market | $2,500 | $10 per month
if account falls
below account
minimum | $2,500 -9999.99 / 1.75% |
1.762% | | $10,000-19,999.99 / 1.75% |
1.762% | | $20,000-49,999.99 / 1.75% |
1.762% | | $50,000-99,999.99 / 1.75% |
1.762% | | $100,000+ / 1.75% |
1.762% | | Growth Savings
Money Market | $10,000 | $10 per month
if account falls
below account
minimum | $10,000-24,999.99 / 2.00% |
2.015% | | $25,000-49,999.99 / 2.00% |
2.015% | | $50,000-$99,999 / 2.00% |
2.015% | |
$100,000 and above / 2.00% |
2.015% | Relationship Checking (Must maintain Direct Deposit or $1,000. relationship with a loan or saving | N/A | N/A | | N/A | | Non Relationship Checking | None | None | None | None | | | None | None | $0-2,999 / .75% |
.752% 1.004% 1.256% 1.508% | | $3,000-19,999 / 1.00% | | $20,000-49,999 / 1.25% | | $50,000+ / 1.50% | | Club Account | None | None | $0.00 - 99,999.99 / .10% |
.100% | | Loan Type | 2/21/2023 | Term | *APR as low as | | New Automobiles | Loan Sale | 12 to 60 months | 4.50% |
| | Used Automobiles | Loan Sale | 12 to 60 months | 5.50% |
| | Boat, Motorcycle, Snowmobile | Loan Sale | up to 72 months | 5.50% |
|
| Boat, Motorcycle, Snowmobile |
Loan Sale |
73 months to
180 months |
6.00% |
|
| Motorhome, Camper |
Loan Sale |
24 to 72 months |
5.50% |
|
| Motorhome, Camper |
Loan Sale |
73 months to
180 months
Over 72 Months, 20% Down |
6.00% |
|
| Personal Loan | Loan Sale | 12 to 48 months | 7.99% |
| | Vacation Loan | Loan Sale | 12 months | 6.99% |
| | Loan Secured by Regular Shares | | 72 months | 4.25% |
|
| Home Equity (HE-50-51) |
Fixed Rate Closed End (75%LTV) |
up to 60 months |
6.00% |
|
| Home Equity (HE-50-51) | Fixed Rate Closed End | up to 120 months | 6.75% |
| | Home Equity (HE-50-51) | Fixed Rate Closed End | 121 months to
180 months |
7.00%
|
| |
| Home Equity LOC | Call/Stop in for Details | up to 120 months | |
|
| Home Equity LOC |
Call/Stop in for Details |
121 months to
180 months |
|
|
| Line of Credit on Checking (LC) | | | 16.95% |
| | Fixed Rate Visa Card | | | 10.9% | We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. All loans subject to normal credit approval terms and risk analysis. All rates subject to change without notice. All published rates subject to change without notice. Rates are based on credit history and credit score. Terms and conditions apply.
| | *APR: Annual Percentage Rate
**APY: Annual Percentage Yield
***A penalty may be imposed for early withdrawals on Certificates. Fees may reduce earnings on accounts.
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