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Regular Certificates of Deposit 9/19/2017

Term

Dividend
Rate

Annual
Percentage
Yield

$1,000 Minimum Balance - $9,999.99
***Penalty may be imposed for early withdrawal on Certificates.

Certificates Special
Rate / APY

6 Month

.20%

.200%

N/A
7 Month

N/A

N/A

N/A

12 Month

.30%

.300%

N/A

18 Month

.40%

.401%

N/A
24 Month Special (New Money)
1.25%
1.25%

24 Month

.50%

.501%

N/A

25 Month (Retain Account Only)

.70%

.702% N/A

$10,000 Minimum Balance - $49,999.99

Certificates Special
Rate / APY

6 Month

.20%

.200%

N/A

7 Month

N/A

N/A

N/A

12 Month

.30%

.300%

.50% .501%

18 Month

.40%

.401%

N/A
24 Month Special (New Money)
1.25%
1.25%

24 Month

.50%

.501%

.75% .752%

25 Month (Retain Account Only)

.70%

.702% .90% .903%

36 Month

.80%
.802%
1.15% 1.155%
48 Month 1.00% 1.004% 1.25% 1.256%
60 Month 1.25% 1.256% 1.50% 1.508%

$50,000 Minimum Balance - $99,999.99

Certificates Special
Rate / APY

6 Month

.20%

.200%

N/A

7 Month

N/A

N/A

N/A

12 Month

.30%

.300%

N/A

18 month

.40%

.401%

N/A
24 Month Special (New Money)
1.25%
1.25%

24 Month

.50%

.501%

N/A

25 Month (Retain Account Only)

.70%

.702% N/A

36 Month

.80%
.802%
N/A
48 Month 1.00% 1.004% N/A
60 Month 1.25% 1.256% N/A

 Youth/Young Adult Certificates of Deposit
Available for Ages 0 - 24

Term

Dividend
Rate

Annual
Percentage
Yield

$500 Minimum Balance

Certificates Special
Rate / APY

6 Month

.20%

.200%

N/A

7 Month

N/A

N/A

N/A

12 Month

.30%

.300%

N/A
24 Month Special (New Money)
1.25%
1.25%

24 Month

.50%

.501%

N/A

Certificate Special: Terms and Conditions Apply
Min. $1,000.00 - Maximum $99,999.99

 

Rates Effective 9/19/2016

Account Rates and Terms

Account

Minimum

Fee

Dollar Amount & *APR

**APY

Regular Shares

$25.00
Member
Share

$0.00

$250-2,999.99 / .10%

.100%

$3,000-19,999 / .10%

.100%

$20,000 -49,999 / .10%

.100%

$50,001+ / .10%

.100%

Money Market

$2,500

$10 per month
if account falls
below account
minimum

$2,500 -9999.99 / .15%

.150%

$10,000-19,999.99 / .15%

.150%

$20,000-49,999.99 / .15%

.150%

$50,000-99,999.99 / .15%

.150%

$100,000+ / .15%

.150%

Growth Savings
Money Market 

$10,000

$10 per month
if account falls
below account
minimum

$10,000-24,999.99 / .15%

.150%

$25,000-49,999.99 / .20%

.200%

$50,000-$99,999 / .25%

.250%
$100,000 and above / .30%
.300%

Relationship Checking

(Must maintain Direct Deposit or $1,000. relationship with a loan or saving

N/A

N/A

 

N/A

Non Relationship Checking

None

None

None

None

IRA  Share

Account

None

None

$0-2,999 / .35%


.350%

.401%

.451%

.501%

$3,000-19,999 / .40%

$20,000-49,999 / .45%

$50,000+ / .50%

Club Account

None

None
$0.00 - 99,999.99 / .10%
.100%



Loan Type 9/19/2016 Term *APR as low as
New Automobiles Loan Sale 12 to 60 months 1.99%

Used Automobiles Loan Sale 12 to 60 months 2.99%

Boat, Motorcycle, Snowmobile Loan Sale up to 72 months 3.75%

Boat, Motorcycle, Snowmobile Loan Sale 73 months to
180 months
4.25%

Motorhome, Camper Loan Sale 24 to 72 months 3.75%

Motorhome, Camper Loan Sale 73 months to
180 months
Over 72 Months, 20% Down
4.25%

Personal Loan Loan Sale 12 to 48 months 6.99%

Vacation Loan Loan Sale 12 months 5.50%

Loan Secured by Regular Shares 48 months 4.25%

Home Equity (HE-50-51) Fixed Rate Closed End up to 60 months 3.49%

Home Equity (HE-50-51) Fixed Rate Closed End 61 months to
120 months
5.25%

Home Equity (HE-50-51) Fixed Rate Closed End 121 months to
180 months
5.50%

Home Equity LOC Call/Stop in for Details up to 120 months 4.00%

Home Equity LOC Call/Stop in for Details 121 months to
180 months
5.00%

Line of Credit on Checking (LC) 16.95%

Fixed Rate Visa Card 10.9%



We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. All loans subject to normal credit approval terms and risk analysis. All rates subject to change without notice. All published rates subject to change without notice. Rates are based on credit history and credit score. Terms and conditions apply.
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield
***A penalty may be imposed for early withdrawals on Certificates. Fees may reduce earnings on accounts.




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